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团体(个人)人身意外伤害保险附加意外伤害医疗保险暂行条款
             团体(个人)人身意外伤害保险附加意外伤害医疗保险暂行条款

兹经被保险人(或投保人)与保险人双方约定:本保险单承保的团体(个人)人身意外伤害保险按照以下规定附加意外伤害医疗保险。

一、保险金额以一千元至一万元为限。保险费依照团体(个人)人身意外伤害保险费档次,加收一倍。


二、被保险人在保险有效期内,因发生意外伤害保险责任范围内的事故致伤,需要治疗时,其实际支付的医疗、医药费,五元以下的保险人不负责,五元以上的(含五元)保险人全部负责。其给付累计总额以不超过保险金额为限。

三、附外责任
1.被保险人因患疾病所支付的医疗、医药费用;
2.按公费医疗规定应自费购买的药品;
3.整容费及安装假肢、假牙、假眼的费用;
4.挂号费、护理(陪住)费、取暖费、误工费、停尸费;
5.私人诊所、康复医院、气功治疗的费用。wWw.hTFBW.com


四、被保险人向保险人申请医疗、医药费给付时,须向保险人提供保险单证、投保单位或有关部门的事故证明,街道(乡)以上公立医院的治疗诊断的证明及医疗、医药费原始凭证。


五、被保险人或受益人在申请给付保险金过程中如有欺诈行为,保险人除追回已给付的保险金外,有权向被保险人或受益人追偿因调查核实过程中所造成的经济损失。




六、本条款其它未尽事宜,按照本公司团体(个人)人身意外伤害保险条款规定办理,其规定内容与本条款规定有抵触的,应以本条款规定为准。
团体人身意外伤害保险保险单
保险单号码:
本公司根据团体人身意外伤害保险条款和投保单的各项内容,承保被保险人的人身意外伤害保险,特订立本保险单。


┌────────┬─────────────────────────┐
│ 投保单位 ││
├────────┼─────────────────────────┤
│被保险人人数│人(详附被保险人名单)│
├────────┼─────────────────────────┤
│保险金额总数│人民币│
││(大写)______│
├────────┼─────────────────────────┤
│ 保险费率 │每千元元角│
├────────┼─────────────────────────┤
│ 保险费 │人民币│
││(大写)______│
├────────┼─────────────────────────┤
│ 保险期限 │自年月日零时起│
││至年月日二十四时止│
├────────┼─────────────────────────┤
│ 特别约定 ││
└────────┴─────────────────────────┘


保险公司(签章)
年月日



人身保险个人投保单
  全文



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|  |姓    名:                                      有效证件类型:□身份证  □军人证  □护照  □其他                  |

|  |---------------------------------------------------------|

|投|          -------------------------------                                          |

|  |证件号码:|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |    出生日期:    年    月    日    周岁  |

|  |          -------------------------------                                          |

|保|---------------------------------------------------------|

|  |性    别:□男  □女    婚姻状况:□已婚  □未婚  □离婚  □丧偶  □其他    与被保险人关系:                      |

|  |---------------------------------------------------------|

|人|                                                                -------------                        |

|  |住    址:                                                邮编:|  |  |  |  |  |  |    电话:              |

|  |                                                                -------------                        |

|资|---------------------------------------------------------|

|  |                                                                -------------                        |

|  |收费地址:                                                邮编:|  |  |  |  |  |  |    电话:              |

|料|                                                                -------------                        |

|  |---------------------------------------------------------|

|  |工作单位:                                                                                    电话:              |

|  |---------------------------------------------------------|

|  |                                                          ---------------                          |

|  |职业(工种):              兼职:              职业代码:|  |  |  |  |  |  |  |      类别:              |

|  |                                                          ---------------                          |

|-|---------------------------------------------------------|



|  |姓    名:                              有效证件类型:□身份证  □军人证  □护照  □出生证  □其他                |

|  |---------------------------------------------------------|

|被|          -------------------------------                                          |

|  |证件号码:|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |    出生日期:    年    月    日    周岁  |

|  |          -------------------------------                                          |

|保|---------------------------------------------------------|

|  |性    别:□男  □女                            婚姻状况:□已婚  □未婚  □离婚  □丧偶  □其他                  |

|  |---------------------------------------------------------|

|险|                                                                -------------                        |

|  |住    址:                                                邮编:|  |  |  |  |  |  |    电话:              |

|  |                                                                -------------                        |

|人|---------------------------------------------------------|

|  |工作单位:                                                                                    电话:              |

|  |---------------------------------------------------------|

|资|                                                          ---------------                          |

|  |职业(工种):              兼职:              职业代码:|  |  |  |  |  |  |  |      类别:              |

|  |                                                          ---------------                          |

|料|---------------------------------------------------------|

|  |  家庭  |  配偶姓名  |                                        |性别|      |出生日期|    年    月    日      |

|  |        |------|--------------------|--|---|----|------------|

|  |  保单  |  子女姓名  |                                        |性别|      |出生日期|    年    月    日      |

|  |        |------|--------------------|--|---|----|------------|

|  |  请    |  子女姓名  |                                        |性别|      |出生日期|    年    月    日      |

|  |        |------|--------------------|--|---|----|------------|

|  |  填写  |  子女姓名  |                                        |性别|      |出生日期|    年    月    日      |

|-|---------------------------------------------------------|



|受|满期、生存保险金受益人:姓名:                  性别:□男  □女      与被保险人关系:                            |

|  |---------------------------------------------------------|

|  |                      -------------------------------                              |

|益|证件类型:  证件号码:|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  出生日期:    年    月    日|

|  |                      -------------------------------                              |

|  |---------------------------------------------------------|

|人|身故保险金受益人:姓名:                  性别:□男  □女      与被保险人关系:                                  |

|  |---------------------------------------------------------|

|  |                      -------------------------------                              |

|资|证件类型:  证件号码:|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  出生日期:    年    月    日|

|  |                      -------------------------------                              |

|  |---------------------------------------------------------|

|料|若受益人超过一人,请在特别约定栏内注明,除另指定分配方式外,本保单之利益由相对应的所有受益人                      |

|  |平均分配。附加家庭保单时,被保险人之配偶及子女身故受益人为被保险人本人。                                          |

|-|---------------------------------------------------------|



|  |交    别:    □年交      □半年交      □季交      月交      □趸交                                              |

|  |---------------------------------------------------------|

|  |保费交付方式:□自动转帐:            □自交              □人工收取                                              |

|投|---------------------------------------------------------|

|  |                                -----------------------------------------|

|  |开户银行:                帐号:|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  ||

|  |                                -----------------------------------------|

|保|---------------------------------------------------------|

|  |利差返还方式(本项仅适用于“利差返还”型险种):                                                                  |

|  |                        □抵交保费              □储存生息(本栏如未选择,本公司按“储存生息”方式处理)          |

|  |---------------------------------------------------------|

|事|保险起期:自    年    月    日起  保险期限:□终身  □定期(    年)  交费期:    年    约定领取年龄:    周岁    |

|  |---------------------------------------------------------|

|  |  主  |      投  保  项  目      |    保险金额或份数    |    投  保  档  次    |    标  准  保  费            |

|  |      |-------------|-----------|-----------|---------------|

|项|  险  |                          |                      |                      |        元                    |

|  |---|-------------------------------------|---------------|



|  |      |      投保项目          |  保险金额    |    保险费    |    投保项目    |    保险金额    |  保险费    |

|  |      |------------|-------|-------|--------|--------|------|

|  |      |  意外伤害保险          |        万元  |          元  |                |                |            |

|  |      |------------|-------|-------|--------|--------|------|

|  |  附  |  意外伤害医疗保险      |        万元  |          元  |    |  |      |                |            |

|  |      |------------|-------|-------|    |  |---|--------|------|

|  |      |  住院医疗保险          |档次:        |          元  |    |  |      |                |            |

|  |      |------------|-------|-------|    |-|---|--------|------|

|  |      |  住院安心保险          |档次:        |          元  |    |  |      |                |            |

|  |      |------------|-------|-------|    |  |---|--------|------|

|  |      |  万寿两全保险  年期    |        万元  |          元  |    |  |      |                |            |

|  |      |------------|-------|-------|--------|--------|------|

|  |  险  |                        |              |              |      |        |                |            |

|  |      |------------|-------|-------|      |----|--------|------|

|  |      |                        |              |              |      |        |                |            |

|  |      |------------|-------|-------|      |----|--------|------|

|  |      |                        |              |              |      |        |                |            |

|  |---------------------------------------------------------|

|  |        保费合计:(大写)    拾    万    仟    佰    拾    元    角    分    ¥            元                    |

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业务员姓名:                                      投保单号码:                               业务员代码:

险      别:                                      营  业  部:                               暂收收据号:

业务员bp机:



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|      |上述健康、财务及其各项告知,若答复“有”或“是”时,请注明序号及对象(投保人或被保险人),并在说明栏中    |

|      |详细说明。如有诊治,请告知原因、日期、医院名称及诊治结果;如有负债请告知债务情况。对本投保书及告          |

|      |知内容,本公司承担保密义务。                                                                              |

|      |-----------------------------------------------------|

|  说  |  序  号  |  说明对象  |                        说    明    内    容                                    |

|  明  |-----|------|----------------------------------------|

|  栏  |          |            |                                                                                |

|      |-----|------|----------------------------------------|

|      |          |            |                                                                                |

|      |-----|------|----------------------------------------|

|      |          |            |                                                                                |

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|    特别约定:                                                                                                    |

|                                                                                                                  |

-----------------------------------------------------------



----------------------------------------------------

|  投  |    本人对投保须知及所投保险种的条款,尤其是保险人责任免除条款均已了解并同意遵守。如有告知不|



|  保  |实,保险人有权解除保险合同,对于合同解除前发生的保险事故,保险人不承担保险责任。            |

|  声  |    投保人签章:          监护人签章:          被保险人签章:                              |

|  明  |    日期:  年  月  日    日期:  年  月  日    日期:年  月  日                            |

|  栏  |                                                                                            |

----------------------------------------------------

......................................................................................................................

(公司内部作业栏,客户无须填写)



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|      |1.投保人或被保险人有无身体缺陷或其他疾病?                              □有    □无            |

|      |    (不涉及投保人保费豁免的,只回答被保险人)若“有”请说明:                                    |

|      |                                                                                                  |

|  业  |-------------------------------------------------|

|  务  |2.投保人、被保险人是否有危险嗜好或从事危险活动?                        □有    □无            |

|  员  |    若“有”请说明:                                                                              |

|  报  |-------------------------------------------------|

|  告  |3.您估计投保人的年收入约为          万元,来源:                                                |

|  书  |-------------------------------------------------|

|      |4.投保人的家庭财产约        万元。                                                              |

|      |-------------------------------------------------|

|      |业务员声明                                                                                        |

|      |        所投保险种的条款、投保单各栏及询问事项确经本人如实向投保人说明,由投保人、被保险人亲自告  |

|      |知并签章。如有不实见证或报告,本人愿负法律责任。                                                  |

|      |营业部经理签名:        业务员代码:      业务员签名:          年    月    日                    |

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------------------------------------------------

|      |    □标准体承保    □次标准体承保    □附加特别约定    □延期    □拒保    □其他  |

|      |------------------------------------------|

|      |      核保要求      |      生调重点      |      核保结论                          |

|  核  |                    |                    |                                        |

|  保  |                    |                    |                                        |

|  意  |------------------------------------------|

|  见  |核准保费:(大写)    拾    万    仟    佰    拾    元    角    分    ¥    元      |

|  栏  |                                                                                    |

|      |          核保人签章:                                    日期:                    |

|      |                                                                                    |

------------------------------------------------



----------------------------

|          |                |  暂收:  |          |

|  初  审  |                |-----|-----|

|          |                |  复核:  |          |

|-----|--------|-----|-----|

|          |                |  问题件  |          |

|  预  收  |                |          |          |

|          |                |  处理    |          |

----------------------------



                                                                                                          编码:a001

健康告知(如保险条款中涉及投保人保费豁免事项,投保人栏必须填写)

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|  投保人  |  被保险人  |                                                                                          |

|-----|------|                                          询问事项                                        |

|  有  无  |  有  无    |                                                                                          |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |1.近期体况:                                                                            |

|          |            |    最近6个月内是否有新发的或以往既有的任何身体不适症状或体症?如反复持续头痛、          |

|          |            |    眩晕、胸痛、咯血、气喘、腹痛、便血、紫斑、消瘦(体重短期内下降超过5公斤)、视力下降。|

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |2.近期诊治:                                                                            |

|          |            |    最近6个月内是否接受过医师的诊察、治疗、用药,对其结果医师是否提出检查、治疗、住      |

|          |            |    院或手术建议?                                                                        |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |3.2年内健康检查:                                                                      |

|          |            |    过去2年内接受的健康检查(如血压、尿液、血液、肝功能、肾功能、心电图、x光、b超、    |

|          |            |    ct、核磁共振、脑部等)检查结果有无异常情形或被医师建议接受其他检查?                |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |4.住院史:过去5年内曾否住院?                                                          |

|-----|------|---------------------------------------------|



|  □  □  |  □  □    |5.过去曾否患有下列疾病?                                                                |

|          |            |    霍乱、肺结核、脊髓灰质炎、肝炎病毒携带;癌症、肿瘤、何杰金氏病、囊肿、结石;甲状腺疾  |

|          |            |    病、糖尿病、甲状旁腺疾病、肾上腺疾病、高脂血症、痛风;贫血、血友病、紫癜、脾脏疾病;  |

|          |            |    精神疾患、抑郁症、神经官能性疾患、儿童多动症;脑膜炎、脑炎、脊髓炎、神经麻痹、癫痫、  |

|          |            |    脑部疾病、脊髓疾病、白内障、青光眼、视网膜或视神经病变;风湿热、风湿性心脏病、高血    |

|          |            |    压病、继发性高血压、冠心病、肺心病、心肌炎、传导阻滞、心律失常、心脏病、脑中风、血管  |

|          |            |    疾病、下肢静脉曲张;肺炎、支气管炎、肺气肿、哮喘、支气管扩张、肺大泡、胸膜炎、气胸;  |

|          |            |    慢性胃炎、肠炎、消化道溃疡或出血、疝、肠梗阻、肝炎、脂肪肝、肝肿大、肝硬化、肝功异    |

|          |            |    常、胆石病、胰腺疾病;肾炎、肾病、肾衰竭、肾盂积水、多囊肾、性病;红斑狼疮、脊椎疾病、|

|          |            |    类风湿性关节炎、风湿病、肌肉、骨骼、关节疾病;结缔组织疾病;自体免疫性疾病;先天性    |

|          |            |    疾病、遗传性疾病;脑外伤后综合症、内脏损伤、中毒。                                    |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |6.身体残障情况:                                                                        |

|          |            |    有无智能障碍;有无失明、聋哑、跛行或小儿麻痹后遗症;有无语言、咀嚼、视力、听力、嗅    |

|          |            |    觉、四肢及中枢神经系统机能障碍;有无脊柱、胸廓、四肢、五官、手指、足趾缺损或畸形?    |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |7.您或您的配偶是否曾接受验血而得知为艾滋病毒阳性反应?                                  |

|-----|------|---------------------------------------------|



|  □  □  |  □  □    |8.妇女栏(女性请填写):                                                                |

|          |            |    ①目前是否怀孕,若有,怀孕    周?                                                    |

|          |            |    ②目前是否有乳房肿块、疼痛、血性溢乳等不适感觉及异常发现?                            |

|          |            |    ③目前是否有阴道不规则流血、白带异常、下腹痛等不适感觉及异常发现?                    |

|          |            |    ④过去曾否患乳房、子宫、子宫内膜移位、卵巢等的疾病而接受医师的诊察、治疗、用药和      |

|          |            |    住院手术?                                                                            |

|          |            |    ⑤过去曾否因异常妊娠、分娩而住院治疗或手术(包括剖腹生产)?                          |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |9.少儿栏(2周岁以下填写)                                                              |

|          |            |    ①出生时体重    千克,有无难产、窒息、先天性疾病或畸形?                              |

|          |            |    ②有无体重不增或增长缓慢?有无肺炎  抽搐、腹泻等疾病?                                |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |10.不良嗜好及过敏史:                                                                  |

|          |            |      过去有无使用镇静安眠剂、迷幻药及其他违禁药物或吸食有机溶剂、毒品、或有酒精中        |

|          |            |      毒、药物中毒?有无对某物过敏的历史?                                                |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |11.有无职业病,如尘肺、慢性铅中毒等?                                                  |

|-----|------|---------------------------------------------|

|  □  □  |  □  □    |12.有无参加飞行、潜水、拳击、赛车等危险运动或嗜好?                                    |

|-----|------|---------------------------------------------|

|          |  □  □    |13.被保险人有无吸烟习惯?每天    支,约有    年历史。                                  |

|-----|------|---------------------------------------------|



|          |  □  □    |14.被保险人有无饮酒习惯?(若有,请在说明栏内说明酒的品种、酒精度数、每周饮酒数量      |

|          |            |      及历史?)                                                                          |

|-----|------|---------------------------------------------|

|          |  □  □    |15.被保险人有无机动车驾驶执照?                                                        |

|-----|------|---------------------------------------------|

|          |  □  □    |16.家族史:                                                                            |

|          |            |      被保险人的双亲、子女、兄弟姐妹是否患有心脏病、中风、高血压、肾脏疾病、癌症、血友    |

|          |            |      病、糖尿病、甲状腺疾病、高脂血症、风湿性疾病、精神病患、肺结核、哮喘、病毒性肝炎、  |

|          |            |      性病、艾滋病等遗传性疾病?                                                          |

|-----|------|---------------------------------------------|

|          |  □  □    |17.家庭栏:被保险人配偶及子女是否有以上1-12项情况?(附加家庭保单时,请告知)      |

|----------------------------------------------------------|

|身高体重栏:被保险人身高        厘米,体重      千克。                                                              |

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财务及其他告知

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|  □  □  |  □  □  |18.有无负债?                                                                            |

|-----|-----|----------------------------------------------|

|      万元|      万元|19.每年固定收入约:                                                                      |

|-----|-----|----------------------------------------------|

|          |          |20.主要收入来源:(请填写:工薪、个体、私营、房屋出租、证券投资、银行利息,其他请说明)  |

|-----|-----|----------------------------------------------|

|  □  □  |  □  □  |21.目前是否有人身保险单或已在申请本保险以外的人身保险?                                  |

|-----|-----|----------------------------------------------|

|          |          |22.过去两年内是否曾被保险公司解除合同或申请人身保险而未被承保、延期或附加条件            |

|  □  □  |  □  □  |                                                                                            |

|          |          |承保?                                                                                      |

|-----|-----|----------------------------------------------|

|  □  □  |  □  □  |23.过去有无人身保险金的索赔?                                                            |

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