Monopoly Community Chest Cards: Complete List & Effects
A standard Monopoly set has 16 Community Chest cards. While artwork and exact phrasing vary by edition, the core effects are consistent. Here's the classic breakdown.
💰 Financial Gains (Collect from Bank)
Advance to Go (Collect $200) – Some editions have this in Chance, not CC.
Bank Error in Your Favor – Collect $200
Doctor's Fee – Pay $50(Wait, this is a loss — see below)
From Sale of Stock – Collect $50
Grand Opera Night – Collect $50 from every player
Holiday Fund Matures – Collect $100
Income Tax Refund – Collect $20
Inherit $100
Life Insurance Matures – Collect $100
Receive $25 Consultancy Fee
Second Prize in Beauty Contest – Collect $10
You Have Won a Crossword Competition – Collect $100
💸 Financial Losses (Pay to Bank)
Doctor's Fee – Pay $50
Hospital Fees – Pay $100
School Tax – Pay $150
Street Repairs – Pay $40 per House, $115 per Hotel
Pay Hospital Fees of $100 (duplicate in some editions)
🃏 Movement & Special Cards
Go Back 3 Spaces – Can land on opponent's property (pay rent) or Community Chest again.
Go to Jail – Go Directly to Jail. Do Not Pass Go. Do Not Collect $200.
Get Out of Jail Free – Keep this card until needed or sell/trade it. (Only 1 in Community Chest; 1 in Chance = 2 total per game.)
You Are Elected Chairman of the Board – Pay Each Player $50
📝 Edition Variations
Classic (US): 9 Gain, 5 Loss, 2 Move/Special.
UK Edition: Different names (e.g., "Old Kent Road" vs "Mediterranean Ave"), same mechanics.
Modern / Themed Editions: Flavor text changes (e.g., "Vet Bill" in Pet Edition), but financial amounts usually identical.
Speed Die / Mega Edition: Extra cards added (e.g., "Bus Ticket").
Strategic Notes
Get Out of Jail Free is the most valuable card—hold it late game when Jail is dangerous.
Street Repairs can bankrupt a hotel-heavy player (~$500+).
Go Back 3 Spaces is the only card that can move you backward—sometimes a gift (landing on Free Parking/Go), sometimes a curse.
