No mainstream virtual world centers entirely on realistic pregnancy simulation, but several games integrate family planning, pregnancy events, and child-rearing into broader life-simulation gameplay.
User-generated content in social worlds (Avakin, IMVU, VRChat, Second Life) varies wildly in maturity. Always review ESRB/PEGI ratings and community guidelines. Use parental controls for younger players.
For a dedicated "pregnancy sim" experience, BitLife (free, text) or The Sims 4 (free base, deep mods) are your best bets.