Truly immersive 3D games without any download are limited by current web technology, but options exist depending on your definition of "no download."
These stream high-end 3D games to your browser. They require a strong, low-latency internet connection and usually a small launcher download (not the full game).
WebGPU, WebAssembly, and improved browser APIs are narrowing the gap. For now, cloud gaming is the closest alternative to "no-download AAA 3D," while browser games offer instant, lightweight 3D fun.