Browser-Based 3D RPGs Like Wizard101: No Download Required
True browser-based 3D MMORPGs are rare (most "no download" games are 2D or use plugins). Here are the closest modern matches:
Fantasy & Wizard101-Adjacent
AdventureQuest 3D: Same studio (Artix Entertainment); cross-platform (browser/Steam/mobile); cartoonish, class-based, heavy quest/story focus. Free-to-play, optional membership.
Trove: Voxel-based (Minecraft-meets-MMO); massive class variety, procedural worlds, heavy building/looting. Free on browser via Glyph launcher (small install).
RuneScape (Modern): Java/HTML5 client runs in browser; deep 20-year quest catalog, skilling, bosses. Free-to-play with optional membership.
Other Browser-Playable RPGs
Dragon Oath: Martial-arts fantasy; auto-pathing, PvP focus; older but functional in browser.
Arcane Legends: Action RPG (Diablo-style); co-op dungeons, pets, PvP; browser via Spacetime Games portal.