Looking for an Old Boat PC Game: Need More Details to Identify

I need more details to identify it. Please provide:

• Genre: Sailing sim, racing, fishing, pirate, naval combat?
• Era: Approximate release year (90s, 2000s?).
• Gameplay: First-person, top-down, management, arcade?
• Visuals: 2D sprites, early 3D, realistic, stylized?
• Memorable details: Title words, cover art, specific missions, ships?

With more clues, I can narrow it down.