Losing Money in The Sims 2: Cheats & Fun Ways to Go Broke

There's no direct "lose money" cheat, but motherlode accepts negative values, and spending is easy once you know how.

Cheat Console (Ctrl+Shift+C)

• motherlode -50000 → Subtracts §50,000. Can go negative (red funds).
• familyFunds [Familyname] -100000 → Target a specific household.
• testingcheatsenabled true → Shift-click Sim → "Spawn" → "Sim Modder" → Set Funds to 0.

Fun Ways to Burn Cash (Vanilla Gameplay)

1. Buydebug Shopping Spree: testingcheatsenabled true → buydebug on → Buy Mode → Sort by Price (Desc) → Buy: Satellite Dish (§15,000), Weather Machine (§20,000), Generators, Sculptures.
2. Build a Palace: 50×50 lot, walls, columns, pools, fountains, elevators, roofing.
3. Stock Market (Open for Business): Invest §100k in "High Risk" → Wait for crash or sell at a loss.
4. Luxury Vacation (Bon Voyage): Book 7-day "Exotic" for 8 Sims. §50k+ gone.
5. University (University Life): Send 8 Sims to Private Dorm + Max Tuition + Greek House fees.
6. Perpetual Birthday Parties: Hire Mixologist, Caterer, Entertainer daily.
7. Resurrect/Cure Spam (Night Life): ReNuYu Porta-Chug (§2,500), Resurrect-O-Nomitron (§5,000). Repeat.

Instant Zero via SimPE (Safest)

Open Neighborhood in SimPE → Sim Description → Family Funds → Set to 0. Save. Clean, instant, no cheat side-effects.

Note: Negative funds disable Buy/Build modes until positive. Bills still arrive; the Repo-man takes your best items.