No. Xbox Live Silver (now Free tier) does not include online multiplayer for paid games.
| Feature | Free (Silver) | Gold / Game Pass Core |
|---|---|---|
| Online Multiplayer (Paid Games) | ❌ | ✅ |
| Free-to-Play Online (Fortnite, Apex, Warzone) | ✅ (Since 2021) | ✅ |
| Games with Gold / Monthly Games | ❌ | ✅ (Keep while subbed) |
| Party Chat / Looking for Group | ❌ | ✅ |
| Member Discounts (Deals with Gold) | ❌ | ✅ |
| Cloud Saves | ❌ | ✅ |
| Store Access, Apps, Media | ✅ | ✅ |
Bottom Line: To play Call of Duty, FIFA, Halo, Gears online → need Game Pass Core (or Ultimate). Fortnite, Warzone, Apex work on Free tier.